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Pricing Your Home Competitively Pricing your home correctly is one of the most important aspects of selling your home, and it can also be one of the most difficult. If you price your home too high above its market value, you risk discouraging serious, qualified buyers. If you price your property below market value, then […]
ELIGIBILITY REQUIREMENTS NOTE: On November 14, 2016, the Ontario government increased the first time buyer deduction from $2,000 to $4,000 (on first $368,000 of price) on purchases closing after January 1, 2017. Eligibility requirements for refund/deduction for first time buyers for Ontario Land Transfer Tax are: 1) Purchaser must be 18 years or older 2) Must […]
As of January 27, 2009, first-time home buyers may be eligible for an income tax credit for their closing costs. However, “first-time home buyer” can be misleading. Please consider the following: WHO: An individual is considered a First-Time Home Buyer if neither the buyer, or his/her spouse or common law partner owned and lived in […]
DID YOU KNOW? Qualified buyers may borrow INTEREST FREE for 15 years from your RRSP savings. You are allowed to borrow up to $25,000 per buyer ($50,000 per couple) towards the cash down payment on the purchase of a residence. Banks often discourage clients from going this route when purchasing a residence, because banks want […]