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FIRST-TIME HOME BUYERS’ TAX CREDIT

As of January 27, 2009, first-time home buyers may be eligible for an income tax credit for their closing costs.  However, “first-time home buyer” can be misleading.  Please consider the following: WHO:  An individual is considered a First-Time Home Buyer if neither the buyer, or his/her spouse or common law partner owned and lived in […]

RRSP HOME BUYER PLAN

DID YOU KNOW? Qualified buyers may borrow INTEREST FREE for 15 years from your RRSP savings.  You are allowed to borrow up to $25,000 per buyer ($50,000 per couple) towards the cash down payment on the purchase of a residence. Banks often discourage clients from going this route when purchasing a residence, because banks want […]